Join Date: Feb 2007
Location: Rison, Arkansas
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I got a quote from Heacock also, knid of. I sent a CD with pics and a detailed list of the car and parts. Basically, thye charge $1 per $100 based on teh value of the car. I was sending $300 for $30,000 worth of coverage. They told me the car was covered for anything except the staging lanes or on the track surface. It was explained this was theft, fire, accident, weather, etc. I thought it was a great idea and still plan to do it.
My problem, they will not cover the car in the trailer unless it is all in a locked structure. I do not own a shop. My car stays in the trailer in the yard. I installed a security system (Pro Tec One) and have it locked 3 ways, two on the tongue and a chain on a large pine tree. They would not cover it in this capacity. They told me if I put the car in a self storage building they would cover it. That was going to cost twice as much as the insurance. I have since been trying to arrange to park the trailer and car in a buddies shop but have not been successful yet. I'm kind of stuck for the time being, short of lying my A&* off, which is not my nature.
In my opinion, I cannot afford to NOT insure my racing operation and will try my best to meet the needs of the insurance company and get my car insured. If I had a shop it would already be done.
1968 Coupe Mustang, 466, 2388 lbs.